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We have packaged the most needed insurance products; medical, dental, in-hospital cash, term life, short term disability and vision to maximize the value of the employer's plan. There's something for everyone!
Some employees may have access to medical benefits through a spouse, another job, family, school, etc., but often they do not have access to a dental plan or life or disability coverage.
Limited benefits for limited budgets.
It is imperative that the employee's disposable income be kept in mind when building a benefits package. The key to delivering meaningful health benefits, which are affordable for hourly workers, is scaling the benefits down to the basics. Focus on the medical and dental necessities, to keep employees and their dependents healthy and productive.
Life and disability coverage bring peace of mind.
The importance of having life insurance is knowing that loved ones will not be left with the burden of covering final expenses. Many of our life benefits are augmented with a matching accidental death benefit that makes them even more attractive.
The coverage that is rarely available, but always useful, is short term disability. It provides a weekly benefit for up to six months while the insured is unable to work. It even provides benefits during maternity leave.
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